Just like the world’s greatest athletes hire a coach to continually make them better, a financial coach will help you eliminate the noise and focus on what truly matters. Look for an advisor with integrity and competence who can be a financial guide through all your decisions, helping you increase the net amount of money received through tax efficient strategies. A good advisor will ensure that all decisions are coordinated with the rest of your long-term financial plan.
A competent advisor will also keep you away from the financial cliff, pointing out blind spots during the decision-making process. This assistance is priceless when you consider the consequences of inadvertently making a bad decision.
In fact, Vanguard released updated research in September 2016 showing that an advisor can add significantly to a client’s net return by implementing a framework of cost-effective implementation, strategic rebalancing, financial behavior coaching, and tax sensitivity in planning, among other items. All of these points are cornerstones to our planning approach, implemented long before Vanguard’s study was released and outlined below.
PLC’s financial planning services include:
—Integrated tax and financial planning
—Risk management through insurance review
—Cash flow planning